Interest-free options. See T&Cs below.
Customised repayment options to suit your needs. See T&Cs below.
Q Card Terms & Conditions
Twelve months "interest free" is available on Flexi Payment Plans for in-store and over the phone purchases only. Minimum spend is $500. The minimum monthly repayment is 3% of the outstanding balance.
New Cardholder fees of $55 applies for setting up a new card. Existing Cardholder fees of $35 appy on 6 months and 12 month finance plans. Lending criteria, fees, standard interest rates and terms and conditions apply. Rate and fees subject to change.
GEM Visa Terms & Conditions
Twelve months interest-free (monthly minimum payment still applies) is available on in-store and over the phone purchases only. Minimum spend $500. Annual account fee and new cardholder fees apply.
AfterPay Terms & Conditions
Select Afterpay at the checkout and pay nothing extra when you pay on time. Sign up to Afterpay to shop now and pay later. Instant Approval Online. Pay it in 4 Instalments. Interest-Free payments, MAX purchase of $2000 NZD. Shop Now, Pay Later. Download the Mobile App.
FlexiRent Terms & Conditions
Lending criteria, fees, terms & conditions apply. Minimum purchase $1000. Not available on particular sale items or with our price match offer.
Farmlands Terms & Conditions
Ferntech are a Farmlands card partner and accept purchases over $1,000 both in store and over the phone. 3% of the purchase is rebated to Farmlands.